Browsing Category
Sandal Sale
Getting ‘stuck’ with payday loans
Image courtesy of PixabayBy JESSICA LOVECourtesy of Indiana Capital ChronicleHave you ever had your car or truck stuck in the mud; and the harder you try to get out, the deeper your tires sink? I have. So, I know from experience: unless…
Payday Loans Market Share Estimated to reach USD 42.6 Billion by 2028 | Beneficial market research
Vantage Market Research analyzes that the payday loan market which was worth USD 33.5 billion in 2021, would reach USD 42.6 billion by 2028 growing at a CAGR of 4.1% during the forecast period 2022 to 2028.
A qualitative research study is…
In a pinch? Here are the four loans you can get the fastest
Image source: Getty ImagesWhen you're in a bind…
Small Payday Loans Online No Credit Check
Small payday loans online without a credit check
Get 100% cash advance online even with bad credit. The best service for fast loans!
Loans
A credit check can sometimes be applied to some payday loans as well. A…
Top 5 Best Payday Loans No Credit Check
Payday loans without a credit check
Get 100% cash advance online even with bad credit. The best service for fast loans!
Types of Instant Payday Loans
These no credit check payday loans are basically low interest…
Consumer Alert: Rochester Area Businesses Offering High Interest Loans. Is the interest rate on…
ROCHESTER, NY — This consumer alert concerns a serious matter that we want you to consider. Would you take out a loan if you knew the interest rate was 189%? For most of us, the answer is a resounding no. But I learned that these…
Get Payday Loans No Guaranteed Approval No Credit Check
Keeping your credit history in the good credit score range can be difficult. This makes it difficult to get a loan, as it usually requires good credit. This is why no credit check loans favor people with bad credit. Lenders who offer…
Best emergency loans of October 2022
Our goal at Credible Operations, Inc., NMLS Number 1681276, hereafter referred to as "Credible", is to give you the tools and confidence you need to improve your finances. Although we promote the products of our partner lenders who pay us…
5 Best Payday Loans No Guaranteed Credit Check and Same Day Instant Cash Approval in 2022
No credit check payday loans can be a lifesaver for anyone who cannot cover the cost of something important. Whether you need to pay bills or want to go on vacation, payday loans without a credit check have you covered. Do you know if…
Best Loans No Credit Check: Top 10 Loan Companies For Payday Loans And Bad Credit Loans With…
When you urgently need money and you can't get it anywhere due to your bad credit, the world can seem bleak. Unfortunately, traditional loan providers will rarely accept applicants who don't have a top notch credit history. So how…
Using Same Day Installment Loans Online From Direct Lenders
If you are looking for money, it means you are having some kind of difficulty. Have you ever considered taking out same day installment loans from online direct lenders? It can be a reasonable solution to the critical financial…
Cash Advance Apps vs Payday Loans: Which is Better?
(NerdWallet) - If you were asked to imagine a payday lender, you might think of a storefront in a strip mall with green dollar signs and neon slogans like "everyday payday ". You probably wouldn't imagine a mobile app that…
Scammers are now targeting payday loans
HASTINGS, Neb. (KSNB) - Scammers are evolving their ways of attacking the bank accounts of hard-working Americans and payday loans are the latest avenue. These types of loans target people who need a quick fix or something to get by until…
Top 5 Best Payday Loans No Credit Check Guaranteed Same Day Approval 2022
For Americans with less than stellar credit ratings, finding a loan online in the midst of a financial setback can seem impossible. You can manage to find a seemingly "easy" solution by researching payday loans without credit checks…
The Better Business Bureau releases new study on predatory payday loans
OMAHA, Neb. (WOWT) - A new study warns against predatory payday loans.According to a new investigation by the Better Business Bureau, predatory payday loan companies and scammers steal your information by tricking you into believing they…
What are the factors driving the payday loans market? Technavio’s market analysis reports…
NEW YORK, August 30, 2022 /PRNewswire/ -- The "Payday Loan Market by Type (In-Store Payday Loans and Online Payday Loans) and Geography (North America, EuropeACPA, South America, Middle East and AfricaWE, ChinaUK, Japanand Germany) - The…
Inside the Rise of Expensive Pawnbrokers – and Affordable Alternatives
IF money is tight, you may have considered pawning something valuable.
It can be jewelry, a watch or a handbag.
1We investigate pawnbrokers and provide advice on affordable alternatives
The cost of living crisis has seen a boom in…
Understanding Payday Loans – The Basics and Beyond
A payday loan, in essence, is a short-term but high-interest loan structure. It is available to almost all consumers and does not require too much paperwork.
But, there is a catch.
Unlike any other borrowing infrastructure, the amount…
Payday loans versus installment loans: which is better?
If you need money quickly, you can turn to loans. You can get a variety of loans: personal, payday, installment or same day loans. These loans can be used for large purchases and unforeseen circumstances, such as funerals, medical…
WeLoans Gains Momentum as the Leading Payday Loan Service Offering Consumers Quick Financial Relief
SINGAPORE – August 17, 2022 – (Newswire.com)
New online lending platform WeLoans has officially entered the lending market with the sole purpose of providing consumers of all credit types with access to a financial lifeline. The…
Clean energy lender to stop making high-interest PACE loans in Missouri
This story was originally published by ProPublica.
ProPublica is a Pulitzer Prize-winning investigative newsroom. Sign up for The Big Story newsletter to get stories like this delivered to your inbox.
One of the nation's…
Take out payday loans during inflation
Inflation in the United States hit its highest level in 40 years in June. Although the rate of inflation eased slightly in July, consumers are feeling the pressure of higher prices, and there is no guarantee that the current inflation…
Consequences of not paying debts and loans on time
Everyone, from wealthy business magnates to those living in poverty, takes out loans for a variety of reasons. When we don't have a lot of money, there will be times when we need to take out a loan to meet our immediate needs. With the…
Payday Loans Market Size, Scope and Forecast | Key Players – Cashfloat, CashNetUSA
Allied Market Research released a report titled, “Payday Loans Market by Type (Storefront Payday Loans and Online Payday Loans), Marital Status (Married, Single, and Others), and Customer Age (Under 21, 21 -30, 31-40, 41-50 and Over 50):…
How to improve your CIBIL score to benefit from small instant loans
Are you looking for a way to improve your CIBIL score so that you can benefit from small instant loans? If so, you've come to the right place.
In this blog post, we will discuss some tips that will help you…
Money Platform users have accounts debited despite loan settlement
Hundreds of The Money Platform customers have had surprise withdrawals from their bank accounts despite repaying their loans months ago.
It is understood that a technical error at The Money Platform's payment service provider -…
Advocates call for restrictions on ‘predatory’ payday loans | Local News
Local nonprofit advocates plan to ask the Mankato City Council to impose…
Experts urge avoiding payday loans
BATON ROUGE, La. (WAFB) - As we see the highest inflation in four decades, you're trying to stretch your budgets, but financial experts are encouraging any option to help pay the bills except a payday loan.A payday loan might sound great…
Installment Loans with BridgePayday: How They Help You Finance Big Purchases or Consolidate Debt
When it comes to financing big purchases or consolidating debt, installment loans can be a great option. Unlike a payday loan, an installment loan is repaid over time in fixed monthly payments. This makes it more manageable for…
High gas prices drive family to take out gas loans to drive daughter to cancer treatment
The health of 15-year-old Jinger Vincent depends on his family having enough money to buy gas to take him to medical appointments. Vincent, a lifelong athlete, was diagnosed with bone cancer over a year ago."The first thought I had…
In-Depth Analysis of Payday Loan Services Market Including Key Players Wonga, TitleMax, DFC Global…
JCMR has recently released a new study in its database which highlights the in-depth analysis of the market with the future prospects of Payday loan services market. The study covers important data that makes the research document…
21% of crypto investors use loans to pay for their investments, with some using car titles and…
The crypto market has crashed significantly, with prices dropping so much that some have called the downturn a “crypto winter.” While the news is bad for crypto investors overall, it is particularly damaging for those who have…
How do payday loans work?
Our goal at Credible Operations, Inc., NMLS Number 1681276, hereafter referred to as "Credible", is to give you the tools and confidence you need to improve your finances. Although we promote the products of our partner lenders who pay us…
Nearly a Quarter of US Investors Have Used Loans to Buy Crypto
A large number of retail investors in the United States took out loans, often at exorbitant interest rates, to buy cryptocurrencies, and more than half of those investors ended up losing money, according to a recent DebtHammer…
4 Best Online Payday Loans for Bad Credit, No Credit History Required, in 2022
Payday loans are a lifeline in the face of financial emergencies. Whether you need urgent repairs to your car or refrigerator or are in a medical crisis, online payday loans can come to your rescue! Online loans are a valuable resource…
Sketchy ads on TikTok encourage high-interest payday loans
A group of secret TikTok advertisers are using sketchy tactics to push massive loans that experts say could violate misleading advertising laws, The Post has learned.
Some of the ads tease "almost instant"…
The Benefits and Lure of Online Loan Application – CryptoMode
Life circumstances can make us need quick access to money for various purposes. Unfortunately, we don't always have cash, but online loans can offer a lifeline. This popular financial tool has several advantages, and finding the best…
Rent-a-Bank payday loans have the highest loss rates in the banking system
Federal regulators have long expected banks to make loans with a high degree of confidence that borrowers will repay them. But some banks supervised by the Federal Deposit Insurance Corp. (FDIC) issue loans, on behalf of payday…
Same Day Payday Loans Online – Fast Loans For 1 Hours
Same day payday loans online Get 100% cash advance online even with bad credit. The best service for fast loans!Eligibility criteriaThe easiest way to find out if a payday loan is right for you is to talk to the person running it. If the…
Review of possible finance installment loans 2022 – Forbes Advisor
Although Possible Finance can quickly offer small loans to borrowers with bad credit (or no credit), it charges higher APRs than some other personal lenders. Here's how Possible Finance's installment loans stack up…
The market for payday loan services will see explosive growth
"Global Payday Loan Services Market Research Report 2022"This research report offers Covid-19 outbreak study accumulated to offer latest information about acute features of Payday Loans Services Market. This intelligence report…
Instant Personal Loans vs Other Personal Loan Options
Trying to decide which personal loan option is best for you? Should you get a credit card or take out an instant personal loan? Personal Loan Apps are here to help you learn more about your personal borrowing options!
…
A look at recent changes in the online lending industry – CONAN Daily
Over the past few years, there have been big changes in the online payday loan industry. In particular, many lenders have moved towards more responsible and moral lending practices. This is a welcome change, as online payday loans…
Claim Online Payday Loans for Unemployed at Filld.com – CryptoMode
If you are unemployed, you will struggle to cover your expenses. At some point, you may decide to borrow money from a direct lender. Will it be easy to do? It depends on many factors.
Getting payday loans for unemployed can be a…
Companies offer smallholder farmers loans to purchase tractors
By Aduragbemi Omiyale
The Chairman of Kano Dairy and Livestock Husbandry Cooperative Union (KADALCU), Mr. Usman Abdullahi Usman revealed that the state has the capacity to produce around 30,000 liters of milk per day.
During…
What exactly are really unemployed loans?
What exactly are really unemployed loans?
Finally, the creditors prefer to realize that by attacking the capital, you will be able to make quick payments without jeopardizing their…
Attention: Personal loans, BNPL credit need urgent regulation
Emilie Chantiri* advocates for regulation of payday loans and Buy-Now, Pay-Later (BNPL) services, saying young people fall through the loopholes.
Getting a payday loan is easy, but therein lies the problem. Not enough is being done…
Families affected by dangerous payday loans – FOX13 News Memphis
MEMPHIS, Tenn. – FOX13 Investigates focuses on what some have said is the dangerous and trapping nature of payday loans.They are used by people who need money quickly, but many find themselves unable to pay them back. They can lead to a…
Earnin App Review 2022: Paycheck Advance Loans | News
Sometimes you're a little short on cash and your payday is just days away. What financial tool could help…
People are taking out loans to keep their cars on the road as the cost of fuel and vehicles rises
Cindy Temple drives a big 4x4.Key points:Disruptions to global supply chains during the pandemic have led major automakers to slow productionThe average price of used cars has increased by 50% since the start of the pandemicTasmanians drive…
Carry out auto loans on a new vehicle with this specific time out of a phrase build monetary…
Carry out auto loans on a new vehicle with this specific time out of a phrase build monetary experience?
I'm on the Navy so I make enough money, it's just time for all the…
Delaware (DE) payday loans and private payday loans online
Delaware (DE) payday loans and private payday loans online
Delaware (DE) payday loans and personal loans online
4 days before Household > payday advances > payday loan in…
Slick Cash Loan Offers Instant Loans Guaranteed Approval Online Across the United States
Slick Cash Loan makes it easy for anyone to get a loan with instant loans online with guaranteed approval.Slick Cash Loan, the leading online loan service renowned for its fast and reliable loan services, now offers online instant loans…
It’s high time to act on payday loans
Sometimes the demands made on governments seem so eminently reasonable that it's amazing they need to be repeated over and over again.In a report released last week, ACORN, a nonprofit group that advocates for low- and middle-income…
P2P Loans vs Payday Loans
The cost of living is rising and more of us will likely be looking for consumer credit solutions in the near future.
There are a number of options available to consumer borrowers, from overdraft facilities to credit cards.…
9 Types of Personal Loans to Meet Your Needs
Unsecured Personal LoansAn unsecured personal loan is not secured by any collateral. Therefore, unsecured loans pose a higher risk to financial lenders. Lenders generally require a higher credit score to qualify for an unsecured loan.…
Education on Recommended Regulation for Payday Loans in Windsor
The city government suggests education over regulation when it comes to dealing with payday loan providers in Windsor.
A report presented to City Council on Monday is in response to a question raised by Ward 3…
Martin Lewis’ advice for struggling families turning to payday loans
Martin Lewis has given advice to families turning to payday loans as the cost of living crisis rages. Soaring energy, fuel and food costs, coupled with worries about paying household bills, are driving growing demand for payday loan!-->…
The Truth About Payday Loans: Exorbitant Annual Interest Rates
When you face an unexpected expense, a payday loan may seem like the ideal solution. Applying is quick and easy, and you can get the money you need in just a few hours. But before you take out a payday loan, be sure to read the fine…
Global Payday Loan Services Market Estimate 2022-2028 Analysis by Key Players like Wonga, Cash…
“The latest study titled “Global Payday Loan Services Market 2022 by Key Players, Regions, Type and Application, Forecast to 2028” released by Affluence Market Report, presents an analysis of the current and future scenario of the global…
Types of personal loans | The bank rate
If you want to use a personal loan to overcome a financial difficulty or consolidate your debts, you are not alone. According to research by Bankrate, the average consumer had personal loan debt of around $16,458 in 2020. Before you go…
Payday loans: what are they and how do they work?
If you are interested in a short-term loan solution, perhaps even for a small amount of money, then you might find it worth looking into payday loans. Like any other loan product, a payday loan involves borrowing money from a business and…
Reasons why people use payday loans
Photo by Andrea Piacquadio from Pexels
There are many different reasons why some people turn to using payday loans. While some may use it to make a one-time extravagant purchase, such as a luxury vacation, they are also used by people…
The Differences between Short-Term Loans & Long-Term Loans
A Process for Approval
Generally speaking, short-term loans are an easier procedure for application and approval. Because they're a smaller commitment, lenders are more inclined to approve a loan for a shorter period rather than!-->!-->!-->…
Ballot proposal would cap ‘predatory’ interest rates for payday loans
LANSING, MI — A polling committee is busy asking a question about the November ballot that would prevent payday lenders from charging “predatory” interest rates if approved by voters.The Michiganders for Fair Lending campaign officially…
Get Easy Tribal Loans for Bad Credit at Heart
Post views: 203Tribal loans primarily offer financial assistance to Indian or Native American tribal communities who cannot avail of the available payday loans. Tribal moneylenders issue them to people who need money to meet immediate…
Are installment loans and payday loans the same thing? –
Are installment loans and payday loans the same thing? When people need money right away, they often fail to shop around and evaluate loan options. However, the repercussions of rushed loans can be serious. For this reason, we will…
Northstar Loans offers payday loans in Milwaukee
Milwaukee, Wisconsin- When money is tight, it can be difficult to ask friends or relatives for a loan, especially now that everyone is trying to make ends meet. To help people struggling with bills, Northstar Loans, a lending agency that…
Types of Loans You Need to Get Out of Your Financial Troubles Faster
Posted on Monday, February 14, 2022 at 11:37 a.m.
Join 100,000 AFP followers on Facebook
Buy an AFP subscription
Subscribe to AFP podcasts on Apple Podcasts, Spotify and Pandora
News, press releases, letters to the editor:…
Payday loans in Norwalk Fairfield County Ct –
This is a very common situation among freelancers because their income is not the same all the time. I didn't want to ask my partner for money, so I turned to Payday-Loans-Cash-Advance.net. The potential lender was found a few…
TFS Loans plummets into administration – your rights and future payments explained
Lender TFS Loans collapsed into administration today but customers will have to continue making their repayments and existing complaints against the lender are still pendingTFS Loans collapsed in administration (Image: Getty…
Is San Antonio FloatMe a Safer Alternative to Payday Loans?
FloatMe, a San Antonio tech startup that provides cash advances to workers on their next paycheck, said it raised $16.2 million from investors in its most recent fundraising round.Overall, the startup has raised $49.1 million in funding…
Utah banks targeted for predatory loan laundering
UTAH (ABC4) - With the Federal Deposit Insurance Corporation (FDIC) under new management and following a departure from the company's chairmanship on Friday, advocates are calling on the FDIC to stop some Utah banks from "coping to…
Koho gets $210 million for an alternative to payday loans
Koho Financial, an online financial services provider, has raised $210 million in venture capital as it tries to expand its services to offer a new alternative to payday loans in Canada, The Globe and Mail reported on Tuesday. February 1st.…
US MFIs to raise online payday loan rates
If you need money, but cannot borrow it from those around you (relatives, friends, co-workers, business partners), the only way to improve your financial situation is to become a member. of either loan program. This opportunity…
Loans that help you solve your car problems
In our daily tasks, we rely on our ability to move from one point to another. We humans have to move to survive, without movement we couldn't get to work, buy groceries and toiletries or even…
Governor, Legislature Shouldn’t Ignore Payday Loans | Remark
During the first week of the 2022 legislative session, lawmakers introduced several bills that would lower…
What to know before borrowing
Payday loans usually come with very high interest rates and are often based on your income.
Personal loans are long-term installment loans that generally have…
Debt consolidation loans from 4.04%
A debt consolidation loan essentially combines all of your different debts (such as credit card debt and personal loan debt) into one loan with one repayment. This makes it easier to manage your debt, but before…
Topeka JUMP Holds Rally Against Payday Loans
TOPEKA, Kan. (WIBW) - With payday lenders able to charge up to 391% interest in the Sunflower State, community leaders have called on Kansas lawmakers to change.Topeka JUMP says community members from local and state organizations came…
$300 loans offer a lifeline – and an apprenticeship – for students – archyde
Quick loans from the UAB Regional Institute for Financial Education are available in as little as 24 hours. They can help any Blazer student who experiences an unexpected loss of income, housing or medical issues, or a…
What to expect when you take out payday loans
Payday loans are a convenient way to get quick cash when time is of the essence. Fees are higher than with a traditional loan, but that's the price you pay for quick and easy processing.Additionally, payday loans are short-term,…
“CashPlease”: a small bank launches an alternative to payday loans
This week, Wells Fargo joined the list of big banks introducing short-term credit products — and the much smaller OneUnited Bank in Boston unveiled its own version, designed as an alternative to payday loans.OneUnited's loan, called…
Online loans via Ipass launch loan consolidation service
Ipass Loans is a website dedicated to reducing the time and frustration of getting a short term loan, even if the borrower has bad credit references. The website contains links to a range of lenders who work with borrowers who may have…
Payday loans are a problem. Can a public bank be part of the solution?
When the coronavirus first posed a threat to the health and finances of Americans, Tiffany Moore of Forest Park first turned to an installment lender hoping for financial relief.
The good news: She was approved for a $9,500 loan to…
Top Payday loans Online: Fast Poor Credit Loans that are Guaranteed Same-day Approval
The need for financial aid has increased more than they have ever because of the recent pandemic as well as other global issues. In the aftermath, new loan lending companies have been created to take advantage of the fast rise. These loans!-->…
Best No-Credit-Check Loans & Online Payday Loans of 2021
Are you looking to get a loan without getting your credit reports checked? Look no further, as this article has what you need.
Usually, most credit unions want to see your credit reports to check how you have managed…
Best Bad Credit Loans: The Top Personal Loan Companies that Accept Poor Credit | Paid Content |…
If you’ve got a bad credit score and need money, getting a personal loan can seem daunting. This is where the best bad credit loan companies come in.
These personal loan companies specialize in…
Best Emergency Loans for Bad Credit in 2021 | Branded Voices
Details
You may need emergency loans for several unexpected expenses. One of the most common and affordable options for emergency loans is an unsecured personal loan.…
Best Online Payday Loans | Top Quick Loans & Instant Loans to Borrow Money [2021]
Are you facing a financial emergency and do not have the cash to deal with it? Managing your life from one paycheck to another is hard enough, and any unexpected expense added to the situation is definitely not the sort of…
Instant App-Based Loans Could Lead You To Debt Traps
The adoption of technology amid covid-19 in the Indian financial ecosystem is accelerating. Over the past 18 months, banks and NBFCs have quickly adapted to this change. At the same time, we have also seen a record increase in the…
Bemidji city council working session to focus on payday loans, council retreat
Bemidji City Council will hear a presentation from Minnesota residents for a fair loan. According to city documents, the group is asking the council to create and pass an ordinance that would protect consumers!-->!-->…
Elevate Credit eclipses $ 500 million in combined loans receivable by 25% | Business
FORT WORTH, TX - (BUSINESS WIRE) - Sep 23, 2021--Elevate Credit, Inc.…
The online payday loan market is rewriting the history of long-term growth
The study "Online Payday Loans Worldwide - Market Development Prospects" has been added to the HTF MI repository. The study considers detailed qualitative and quantitative insights into market data and follows industry benchmark…
Trump judges demand consumers aggrieved by ‘payday’ loans drop class action lawsuit and…
"Judges confirmed, fears confirmed”Is a series of blogs documenting the damaging impact of President Trump's judges on the rights and freedoms of Americans. Cases in the series can be found by number and by judge at this connect.
Trump…
Consumer Reports – Alternatives to Payday Loans If You’re Having trouble making ends…
Posted: Sep 20, 2021 / 6:18 PM EDT
/ Update: Sep 20, 2021 / 6:18 PM EDT CONSUMPTION REPORTS - If you're struggling to pay your bills, you might want to!-->…
Types of cash advance loans that you should know about
Posted on Monday, September 20, 2021 at 12:41 p.m.
Join AFP's 100,000+ followers on Facebook
Buy an AFP subscription
Subscribe to AFP podcasts on iTunes and Spotify
News, press releases, letters to the editor:…
This Week in the Ninth: PowerPoints and Payday Loans | Morrison & Foerster LLP – Left…
This week, the court is relaunching an ERISA claim and forcing arbitration of a dispute over Internet tribal payday loans.
WARMENHOVEN v. NETAPP, INC.The Court found that the PowerPoint presentations did not constitute plan documents…
Online Payday Loans In Las Vegas
What is a payday loan?Payday loan is a loan for a large amount and for a short period of time with a sum of money, usually $ 500 or less, to be repaid with the borrower's next paycheck. Payday loans are generally given to people with bad…
Payday loan market to reach $ 48.68 billion by 2030: Allied
Portland, OR, September 13, 2021 (GLOBE NEWSWIRE) - According to the report published by Allied Market Research, the payday loan market generated $ 32.48 billion in 2020 and is expected to reach $ 48.68 billion by 2030, with a CAGR of…
Zimbabwe: CBZ Bank launches payday loans
CBZ Bank introduced an instant loan facility called payday loan. The facility is open to CBZ customers and is disbursed within 24 hours. CBZ Bank introduced the product after realizing that customers need bridge financing to cover…
Do Payday Loans Help Your Credit?
Do you need cash before the paycheck with a solution in play? Without a request to the BCH, without a credit check, only bots can issue money!
The urgent need for funds often confuses a person. No one knows how or where to get money…
Quick Payday Loans Online in Wichita Kansas
To share
Tweeter
To share
To share
E-mail
Let's!--social-sharing-top-->…
New research from Aite-Novarica group: pay-on-demand eliminates payday loans and overdraft fees for…
NEW YORK - August 11, 2021 - Millions of working Americans are caught in the vicious cycle of debt as a result of resorting to payday loans and paying expensive overdraft fees to pay their…
Alternatives to using payday loans
Alternatives to these high interest loans Before considering a payday loan, the experts at Consumer Reports have advice on alternatives and ways to save money. If you are having trouble paying your bills, you might want to consider a…
The best deals of the month and what to buy
While July is generally ripe for the sales between July 4 and back to school, the retail landscape is different this year, according to Marshal Cohen, chief industrial adviser of The NPD group. Amazon Prime Day, which typically takes place…